Amber Kerenge

3597 Half Bank Road

Atoka, OK
$ 850,000 Beds 3 Baths 3.5 Sq 2,727 Virtual Tour
Monthly Estimate* How much can I afford?

CUSTOM 3-BED, 3.5-BATH HOME ON 40 ACRES NEAR ATOKA WITH PONDS, CREEK & BARN! Looking for a custom home on acreage near Atoka without compromising on either the house or the land? Built in 2024 by Russell Eldridge, this 3-bedroom, 3.5-bath home offers 2,727 square feet (according to county records) of thoughtful design on 40 acres in the Harmony Public Schools district. This home was built with intention from the beginning. Each bedroom has its own private bathroom, guests have a separate powder room, and a built-in office provides dedicated work space. The open-concept living area centers around a beautifully finished kitchen with abundant cabinetry, a large island, and room to gather. Rich wood trim, wood ceilings, custom details, generous storage, and even the included window shades show the attention given to the things that are easy to overlook. The spirit of the home is in that thoughtfulness—but the land holds its own. The 40 acres combine open and wooded ground with two ponds, one shared, a creek, barn with office, two RV hookups, storm shelter, dog kennel, an old homesite with water well and newly designed pad near the front of the property. Behind the scenes, a whole-house Generac generator, Rhino water filtration system, tankless water heater, two HVAC systems with mode ventilation, and propane serving the stove, water heater, and fireplace add everyday function. The neighboring home and additional 40 acres may also be purchased, creating an 80-acre, two-home property for $1,425,000. YOU HAVE WAITED LONG ENOUGH TO FIND THE HOUSE WITHOUT GIVING UP THE LAND—OR THE LAND WITHOUT SETTLING FOR THE HOUSE. HERE, YOU CAN FINALLY HAVE BOTH.

Active

  • Price
  • $ 850,000
  • City
  • Atoka
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • ATOKA
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 40 Acres
  • Zip
  • 74525
  • Sqr Footage
  • 2,727
  • Year Built
  • 2024
  • Style
  • Ranch
  • MLS#
  • 1248889
Listed By: Christina Franklin at Spirit Realty Group LLC - (580) 399-7881
Data Source: Oklahoma City Metro MLS (OKCAR)

Features

General

Heating Other
Cooling Electric
Utilities Aerobic System,Electricity Available,High Speed Internet,Propane,Rural Water
Possession Funding
Roof Other
Appliances Dishwasher,Microwave,Refrigerator,Warming Drawer
Garage Spaces 2
Architectural Style Ranch
Construction Materials Frame
Year Built 2024
Township 2S
Property Subtype Single Family Residence
Accessibility Accessible Doors,Accessible Hallway(s)
County Atoka
Property Type Residential
Full Baths 3
Status Active
Directions SW out of Atoka on Highway 3,after approximately 3 miles,turn left/east onto E 1850 Rd. In 1.5 miles,turn left/north onto Half Bank Road. Property is on the left/west side of road in 1/3 mile.
High School N/A
City Atoka
Disclosures Yes
High School District Harmony
Lot Size Square Feet 1742400
Elementary School Harmony Public School
Middle/Junior High School N/A
Virtual Tour https://www.zillow.com/view-imx/5a1eaa65-7b8b-429c-9196-4b57f211a9c5?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active

Interior Features

Total Fireplaces 1
Fireplace Features Gas Log
Half Baths 1
Total Bedrooms 3
LivingAreaSource Builder
Total Baths 4

Exterior Features

Exterior Amenities Rain Gutters,Storage
Fencing Other
Lot Features Pond on Lot,Cul-De-Sac,Pasture,Rural,Water View
Foundation Details Slab
Lot Size Acres 40

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Norman, OK office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harmony Public School Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/12/2026 Listed $850,000

Property vs Zip Code Average in 74525

Price
AVG $430K
$850K
Year Built
AVG 1988
2024
Visits
AVG 117
50
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3597 Half Bank Road Atoka, OK is a Single Family Home for sale at $850000 with 2727 sqft and a lot size of 40 Acres Acre(s). 3597 Half Bank Road Atoka has 3 bedrooms, 3 baths and was built in 2024. The property's zip code is 74525 which is in Atoka, OK

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Amber Kerenge

Amber Kerenge

405-219-1713

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